Close this search box.

Business Protection

Safeguard Your Business

Running a business involves a lot of moving parts, and the potential for any one of them to falter poses a threat to its future. Protecting your business from a variety of unforeseen events, such as the loss of key personnel, is a fundamental aspect of the comprehensive business protection solutions we offer at Haven.

Let us provide guidance and support on a range of business protection services, all meticulously tailored to prioritise the stability and ongoing success of your business.


Why Invest in Business Protection with Haven?


Haven boasts a team of seasoned professionals with in-depth knowledge of business protection, ensuring you receive the highest level of expertise and guidance.

Tailored Solutions

We understand that every business is unique. Haven offers personalised business protection strategies tailored to your specific needs and circumstances.

Comprehensive Services

From key person insurance to shareholder protection, we provide a wide range of business protection solutions to cover various contingencies.

Financial Security

With Haven's guidance, you can secure your business against potential financial hardships and maintain its stability in times of uncertainty.

Peace of Mind

Choosing Haven means entrusting your business's future to dedicated professionals who prioritise its continued success, giving you the peace of mind you deserve.

Business Protection Guidance You Can Trust

Key Person Insurance

This type of business insurance is designed to shield a company from potential financial setbacks resulting from the death or prolonged incapacity of a crucial individual identified in the policy.

Partnership Protection

Safeguard against the potential death or critical illness of a partner with a pre-arranged agreement, ensuring surviving partners have the necessary funds to buy out the deceased or critically ill partner’s stake.

Shareholder Protection

In the collaborative world of business, we can help you provide a safety net following the unfortunate loss of a shareholder, ensuring financial security, business stability, and continuity.

Shape Your Financial Future

Contact us now to unlock tailored financial strategies and insights that will propel you towards financial freedom.

Latest News

Understanding mortgages is the first step in conducting a thorough review. A mortgage is a loan used to purchase property, typically a home. Here...

Retiring at 60 is a dream for many, but it requires careful planning and disciplined saving. Early retirement offers the freedom to enjoy life...

Rethinking Financial Allocation Across Life’s Stages Financial allocation is a cornerstone of effective financial management, crucial for achieving both short-term needs and long-term goals....

Frequently Asked Questions
What happens to my shares if I die in service?

If you die in service, the fate of your shares typically depends on the terms outlined in your shareholders’ agreement and any relevant legal documents. To ensure a smooth transition and avoid potential complications, it’s crucial to have a well-drafted shareholders’ agreement in place that includes provisions for the transfer or purchase of your shares upon your death.

How do I replace a key worker who has died?

Consider implementing key person insurance, which provides a financial safety net in the event of the death of a critical employee. The policy payout can be used to cover recruitment and training costs for finding a suitable replacement and helping your business navigate the transition.

I don’t want my business partner's spouse coming into the business when they die; how do I stop this?

To prevent unwanted changes in ownership or control of the business in the event of your business partner’s death, you can establish a Shareholder Protection policy along with a well-crafted shareholders’ agreement. These documents can specify that shares are offered first to the remaining business partners or the company itself, preventing unwanted outside involvement.

What death in service benefits can I offer my staff?

You can offer death in service benefits to your staff as part of their employment package. These benefits typically provide a lump sum payment to an employee’s beneficiaries if they pass away while employed by your company. The specific benefits can vary, but they are usually based on a multiple of the employee’s salary.

What happens if I fall out with my business partners?

To mitigate potential conflicts and protect the interests of all parties involved, it’s essential to have a well-drafted shareholders’ agreement in place. This agreement can outline dispute resolution mechanisms, exit strategies, and the process for selling or transferring shares in case of irreconcilable differences. Seeking legal advice and mediation may also be necessary to address conflicts effectively and ensure the best outcome for the business.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.