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Critical Illness Cover (CIC)

Critical Illness Cover (CIC)

Life is precious, and a critical illness can strike when you least expect it. Our Critical Illness Cover is a safety net that doesn’t require you to pass away for your loved ones to benefit.

This policy pays out a lump sum in the event you suffer from certain specified critical illnesses or have to undergo specific surgeries outlined in the policy terms and conditions. It provides financial support during a challenging time, allowing you to focus on recovery rather than worrying about financial burdens.

Our Critical Illness Cover Expertise

Payment for Critical Conditions

This cover pays out following the diagnosis of a critical condition, including heart attacks, strokes, traumatic head injuries, Alzheimer’s disease, and many more.

Lump-Sum Payments

If you need to cover medical costs, offset lost income, or adapt your home to your changed needs, a lump-sum payment can be invaluable.

Income Options Tax-Free

If you’re experiencing a critical illness, every bit of support matters. The lump sum payment received is tax-free, meaning you can concentrate on what matters most: recovery.

Protecting What Matters Most

Your Personal Safety Net

Unlike traditional insurance policies that only provide benefits in the event of a passing, this policy offers a safety net while you’re still alive and fighting. It ensures that you and your loved ones are shielded from the financial impact of critical illnesses or necessary surgeries.

Expert Support in Trying Times

When faced with a critical illness or the need for specific surgeries, the emotional toll can be overwhelming. Our Critical Illness Cover is designed to ease the burden by providing a lump sum payout when you need it most. Whether it’s a heart condition, cancer diagnosis, or any other covered critical illness, this policy is your safety net.

Comprehensive Protection for Your Loved Ones

Our Critical Illness Cover goes beyond the individual. It’s not just about safeguarding your own future but also ensuring the financial security of your loved ones. In the event of a critical illness diagnosis or specified surgery, the lump sum payout can be used to cover medical expenses, outstanding debts, or any other financial obligations.

Customised to Your Needs

At Haven, we understand that every individual’s situation is unique. That’s why our Critical Illness Cover can be tailored to your specific needs and circumstances. We work closely with you to create a policy that aligns with your financial goals and concerns, whether you want coverage for a specific set of critical illnesses or a more comprehensive plan. This policy is available for a range of income options, and is completely tax-free.

Shape Your Financial Future

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