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Individual Savings Accounts (ISAs)

Individual Savings Accounts (ISAs)

Individual Savings Accounts (ISAs) are a tax-efficient option for your savings and investments. At Haven, we can help you to maximise the potential of your ISAs, ensuring that your money works as hard as you do.

With the advantage of no tax on interest, dividends, or capital gains, ISAs stand out as an invaluable tool for building your financial future. Our team at Haven provides personalised guidance, whether you’re opening your first ISA or exploring the range of ISA options available to you. Let’s make an informed decision together.

Our ISA Expertise

Stocks & Shares ISA

Stocks & Shares ISAs are your gateway to the stock market, permitting you to invest with the benefit of tax-free returns. You can invest in a range of assets—from stocks, funds, and shares—knowing that your capital gains and dividends will not be taxed.

Cash ISA

With a wide array of investment options out there, Cash ISAs are among the most stable and secure. Earn interest without worrying about Income Tax eating into your returns.

Help to Buy ISA

While you can no longer open a Help to Buy ISA, we can provide guidance if you are continuing to pay into an existing one. You can keep saving until November 2029.

Save with Flexibility and Efficiency

Lifetime ISA

With a Lifetime ISA, you have the opportunity to save up to £4,000 each year until you’re 50, and the government adds a generous 25% bonus to your savings, up to £1,000 annually. Because planning for your future matters.

Junior ISA

At Haven, we believe in nurturing the seeds of prosperity from a young age. Our Junior ISA offers a tax-efficient way to build a nest egg for your child’s future, whether that’s for education, a first car, or a head start in adulthood.

Tax Benefits of ISA

Your hard-earned money deserves the utmost care, which is why we’re here to provide guidance on the tax benefits of an ISA so that your investments can grow in a tax-efficient manner.

Managing Multiple ISAs

While you can hold multiple ISAs, you can only contribute to one of each type (e.g. Cash ISA or Stocks & Shares ISA) during the same tax year.

Shape Your Financial Future

Contact us now to unlock tailored financial strategies and insights that will propel you towards financial freedom.

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