Remortgages

Remortgages

The process of remortgaging involves moving your mortgage to a new lender, potentially reducing your costs if your original deal’s introductory rate has lapsed. It’s a smart strategy not only for saving money but also for those looking to consolidate their debts and manage their finances more efficiently.

So, if you’re looking to switch your mortgage to another lender or consolidate debts, Haven is here to help you explore your options.

Our Remortgaging Expertise

Main Residence

Your home is your haven, and should therefore be a source of stability and comfort. When considering a Main Residence Mortgage, we will present you with options that offer competitive rates, manageable repayments, and flexibility to adapt to life's inevitable changes.

Buy-to-Let (B2L)

Your property investment is an important asset that requires careful financial management. If you’re looking to expand your portfolio, improve returns, or adjust to market changes, B2L remortgaging might be a good option for you.

Equity Release

Equity release remortgages can unlock the value tied up in your home, allowing you to access cash when you need it most, without the need to relocate. This is a significant decision, but our team can guide you through the process.

Navigate Your Remortgage with Care

Home Reversion Plan

Selecting a home reversion plan can be a decisive step in retirement planning for many property owners. With this, you can exchange a slice of your home’s worth for a tax-free sum, ensuring you maintain a life tenancy without the worry of rent.

Is Remortgaging Suitable for Me?

That depends on your situation. Sometimes, any savings made by securing a cheaper interest rate can be outweighed by the fees incurred in setting up the new mortgage and converting unsecured debt to secured debt may not be in your long term interest.

When to Remortgage

We suggest remortgaging before your current mortgage deal winds down, protecting you from the jump to a higher standard variable rate.

Remortgaging Risks

When you secure other debts against your home, it’s vital to ensure repayments are sustainable. Otherwise, your home may be subject to repossession.

Shape Your Financial Future

Contact us now to unlock tailored financial strategies and insights that will propel you towards financial freedom.

Case Studies

Latest news

Early Financial Planning Taking charge of your finances now can make a big difference in your future. By starting early, you can develop strong...

Many people seek financial advice to manage their wealth more effectively, but can you claim the cost of this advice on your taxes? In...

5 Major Benefits of Effective Tax Planning

Tax planning is a crucial aspect of managing your finances, and it plays a significant role in achieving your financial goals. Haven Financial Planning,...

"*" indicates required fields

This field is for validation purposes and should be left unchanged.